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Posted by / 01-Jan-2018 22:42

A private corporation that acts as a secondary market. FNMA sets many of the guidelines for conventional mortgage loans, as does FHLMC.The major purpose of this organization is to make mortgage money more affordable and more available.A federal law prohibiting lenders and other creditors from discrimination based on race, color, sex, religion, national origin, age, marital status, receipt of public assistance or because an applicant has exercised his or her rights under the Consumer Credit Protection Act.

A document, used in many states in place of a mortgage, held by a trustee pending repayment of the loan.

Assuming a loan can be advantageous for a buyer because there are no closing costs and the loan's interest rate may be lower than current market rates.

Depending on what is in the mortgage or deed of trust, the lender may raise the interest rate, require the buyer to qualify for the mortgage, or not permit the buyer to assume the loan at all.

The value may be based on replacement cost, the sales of comparable properties or the property's ability to produce income.

An agreement between a buyer and a seller, requiring lender approval, where the buyer takes over the payments for a mortgage and accepts the liability.

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The payment for a biweekly mortgage is half what a monthly payment would be.

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